Scroll down for staff profiles


We work with you on a personal level to determine the best solutions for your unique needs, then leverage our seasoned expertise to achieve the best possible results.


We are your trusted partner in success. Our firm is large enough to offer a full range of professional services at a fair price, but small enough to give you the individual attention that you deserve.


Rest assured that when a need arises, our firm is ready and capable to handle everything for you so you can focus on what matters most to you.

Staff Profiles

cbozetarnikCece Bozetarnik, EA
We are unable to receive emails from new clients—Please call.

Cece is the president of Business & Tax Consultants, Inc. She has a BS in Economics from Santa Clara University and a JD from Vermont Law School. Before coming to BTC in 2001, she practiced law and worked in banking. In addition to personal tax returns, she specializes in trust and estate taxes, and tax issues for not-for-profit organizations. She also assists executors and administrators with trust and probate accounting.

jholtonJanette U. Holton, MBA, EA

Jan is the vice-president of Business & Tax Consultants, Inc. She earned her BS in Education from Castleton State College and her MBA from Southern New Hampshire University. After 20 years working in local government she joined BTC in 1997 as a business and tax consultant. Jan has been preparing tax returns since 1978 and is now semi-retired and spends much of her off season out of the office.

dradcliffeDonna Radcliffe
We are unable to receive emails from new clients—Please call.

Donna is our Office Manager and has been with us since 1999. She is the person most likely to answer the phone and assist you at the front desk. Call or e-mail her for appointments.


Barbara A. Taylor, MS
We are unable to receive emails from new clients—Please call.

Barbara earned her BA from Windham College and MS in Organizational Management from Antioch NE. She handles payrolls for household employees. In addition to personal tax returns, she also specializes in not-for-profit bookkeeping and tax reporting.

atracyAbigail C. Tracy, EA
We are unable to receive emails from new clients—Please call.

Abbie earned her BS in Accounting from Lyndon State College in 2006 and has been with BTC since graduation. She specializes in small business taxes for taxpayers who file Schedule Cs. She is also a QuickBooks ProAdvisor, and helps people set up their QuickBooks to track small business income and expenses.

mgardnerMary Ann Gardner, EA
We are unable to receive emails from new clients—Please call.

Mary Ann earned her BS in Business Administration with a major in Accounting from Western New England University in 1982. She worked in corporate accounting for almost 20 years and started with BTC as our E-File Manager in 2006. In addition to preparing personal tax returns, she is knowledgeable in educational financial aid and the completion of the FAFSA process.

Karen Johnson
Karen provides administrative assistance during tax season and has worked with us for over 10 years. She has helped move us into the 21st Century by scanning documents into our electronic filing system and is the receptionist on Saturdays and in the evening.




crobertsCokie Roberts

Cokie is the office cat. When she is not busy annoying the preparers by walking on our keyboards, or keeping the birds off the blueberry bushes, she “helps” Donna at the front desk.